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Everything You Should Know About Getting Your Insurance Company to Cover Your Weight Loss Program

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Do you stop to think how much that extra bag of fries of milkshake is costing you beside the amount of money you spend at the moment? There is an increase in the amount of money people and even employers are spending paying for health insurance because of obesity. The figure employers are paying for their obese workers in health claims is more than seventy-three billion per year. The employees who have a healthy weight don't usually file health claims very often. This is why some employers are covering several weight loss programs to encourage their employees to lose weight. Even so, terms and conditions apply in matters to do with the care level and also the kind of coverage you have. Now, there are employers who are allowing their workers to pay their weight loss surgeries using the health insurance card. Many of the bypass surgeries will cost 30 thousand dollars or less and even though this might seem like a lot of money, the amount the company will spend on health claims if the employee remains obese will add up quickly over time and by the end of the year the bill will be much bigger than that. When the employee is spending a lot of time on doctor's appointments it means he or she will be missing work. It is important for you to get clear information from the insurance company before you go ahead with the procedure. Learn more here.

Insurance companies are out to make money and spending it is not something they enjoy which is why you still have to convince them of your need for the surgery. The prove can be a recommendation letter from your doctor. The letter should include the treatments you have undergone or may need in the future, your current health condition, BMI and also weight history. You also have to show how the obesity is interfering with your duties at work and how the weight loss will help you be better at your job. You need to show the company that the surgery will not be a quick fix for you when you have no intention of adjusting your lifestyle. You need to show them a gym membership or your intention to work with a medical nutritionist. You will not get away with going through all this trouble and throwing everything out of the window as soon as you get back on your feet. If you do not follow the rules, the amount spent on the surgery might be deducted from the income. Not everyone will need a gastric bypass and you can take advantage of the other weight loss programs available and you can read more about them at this page

 

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